What are No Guarantor Loans?

A no guarantor loans are personal loans where you do not need to include a guarantor or a second party in order to co-sign the repayment of your loan amount. However, you will need a guarantor in other types of loans to repay your amount, in case you fail to do so.

These types of loans can really become a great financial aid for the borrowers, who do not have anyone to support them if they are unable to make the payment on time. We follow different approach for the individuals where they can easily, or directly, apply for the loans without going here and there to find out the guarantor. Traditionally, it has been assumed that the presence of the guarantor is crucial in order to attract the low interest rates and to get the large funds. But situations do arise like the bad credit or unemployment where no one would agree to take your guarantee. In such tricky condition, we give you an opportunity to apply for the loans without guarantor and no upfront fees. It will save your time and you have a chance of quickly removing your financial issues.

Take a look below to know what the features we are offering with these funding sources:

  • Customised loan offers
  • Easy-to-Apply loans
  • Competitive APRs
  • Flexible Repayment Terms

People with poor credit ratings can also seek the advantages of the loans for bad credit with no guarantor because we not only follow this policy but also the ‘no credit check’ policy.

Why do you Need a Guarantor?

Before letting you know about why do you need a guarantor, let us first throw some light on why should you become a guarantor for a loan?

If you agree to become a guarantor for someone, you need to take a serious financial responsibility on your shoulders. This is because if your borrower fails to settle his loan amount, then you have to do it instead.

Guarantors are the most concrete part of guarantor loans. If they are not accessible due to any reason, you will not be able to sanction the loan amount.

At Everyone Loan, we swiftly offer you loans without asking for a guarantor. You may require a guarantor if you-

  • Wish to borrow funds for the first time
  • Cannot build trust that you can pay the loan amount

Guarantor’s Presence is No More Mandatory for Bad Credit and Unemployed

When anything comes forth related to your finances, it becomes crucial to consider all the figures and facts before you go ahead and fill out your application form for a loan approval. This is because it may directly affect your credit score. At Everyone Loan, we look at the basic facts about bad credit loans with no guarantor and no credit check.

How Everyone Loan Helps to Approve Your Funds with No Credit Check?

At Everyone Loan, we do not ask you to produce a guarantor while offering no credit check loans on instant decision. Nor we expect you to own good credit ratings as we facilitate guarantor-free bad credit loans. You can apply with any amount you wish and can receive funds as soon as your details are verified. The best part about these loans is that you do not need to go through with any kind of additional paperwork.

How do I Apply for Loans Without Guarantor and Poor Credit Score?

If you are unable to derive a loan due to any reason, you are asked to furnish a guarantor. Now, as soon as you arrange a guarantor, you get the instant approval of funds.

At Everyone Loan, you can borrow your funds without a guarantor with easy terms and flexible paying options even if you have poor credit score. Take a look at the ways to borrow money without guarantor.

  • The first step towards applying for no credit check loans with no guarantors is when we try to assess your application for a loan.
  • After going through the application, we take a decision that if you are able to make repayments on time. This is when your financial status and credit history are verified.
  • After you have been evaluated for your current financial status, we take a decision to approve you funds.
  • In case, lenders find that your financial condition is good enough, we instantly release funds without any guarantor.

Benefits of Loan with No Guarantor for Bad Credit

If you are urgently seeking to approve a personal loan but have no guarantor to furnish, then nothing to worry about. Everyone Loan provides no guarantor loans for bad credit that you can avail at flexible terms.

These loans work exactly the ways you want them to be. As you see, there are a number of benefits you get on loans for bad credit with no guarantor, no fees from direct lender like us. Take a look at their benefits:

  • Lowest Annual Percentage Rate (APR)
  • No advance broker payments
  • Loan is approved by looking at your financial status.
  • Your loan processing is almost instant
  • No credit check is required
  • No need to pay any sort of upfront fee
  • 24 by 7 assistance

With these loans, you can easily derive your funds at a short notice to better stabilise your poor financial condition, just like we assist in our deals on unemployed loans.


Can you get a personal loan with a credit score of 550?

Yes, you can. Everyone Loans offers personal loans for all credit score holders. You are welcome as a borrower even if you have a score of 550. Our guarantor-free bad credit loans are convenient and suitable for all your financial needs. We do not judge applicants based on their credit histories, but rather their present repayment capacities.

How can I get a no guarantor loan without a credit check?

For this, you need to apply for a no credit check loan. The presence of a guarantor is not mandatory as long as you have the ability to make the repayments on time. You are free to apply for any loan amount based on your requirement and the money is credited into your bank account within minutes of approval.

Can I get a loan with bad credit and no guarantor?

Indeed you can. We have custom designed bad credit loans where guarantor presence in not essential. Just click on apply and we do the rest. We base our application assessment in finding reasons to approve a loan, and not why we should reject it. Guarantor-free bad credit loans also help you in building your credit score and fight your financial hardship as well.

How can I borrow money without a guarantor?

Everyone Loans has a simple application and flexible repayment process for loans without guarantor presence. Once you submit the online form, we assess your affordability. After verification of your financial status, approval is granted for your credit. You just have to wait for a few minutes after that to receive the funds in your official bank account.

Can you get a loan if you are on benefits?

Even if you are surviving on benefits, you are eligible to get a short-term loan from us. The monthly benefits that you are get act as our security that you would be able to repay the borrowed amount. We design our loan deals based on the personal circumstances of people. Thus we understand that surviving on benefits can be challenging at times and you may need to borrow money.

Can I get a loan with very poor credit?

Yes, you can get a loan if you have a very poor credit score. Our loan approvals are not biased towards good credit score holders. We believe that even bad credit histories can come with stable income sources of an applicant. You can rely on us for getting monetary help during emergencies, despite the poor condition of your credit score.